When pre-qualifying for a mortgage, there are certain documents that you will want to get together:
- W-2 (two years) and current month’s pay stubs
- Address (two year history) – landlord’s name, address & phone
- Employment (two year history) – contact name, address, & phone
- Contact of Sale and legal description of property
- Latest three-months bank statements (all accounts)
- Open loan information – account numbers, balances & monthly payments
- Real Estate assets – loan numbers, addressesm balances & monthly payments
- Social Security numbers
- Check for credit report and appraisal
- Self-Employment or more than 25% of income from bonus or overtime: most recent year’s tax returns (all schedules) and P&L (year-to-date)
- Copy of Driver’s License or other photo ID
- VA loan: Certificate of Eligibility and/or DD214